Institutional-grade acquisitions. Zero leverage. UCC-1 collateral on every property. An Investment Advisory Board where every member has a million dollars at stake. And real-time visibility into your investment that no fund has ever offered.
Most funds sacrifice structure for accessibility. We built institutional-grade protections from day one — and used technology to make them accessible without compromising them.
Every property acquired all-cash. No mortgage. No lender. No margin calls. No forced sales in a downturn. The 2008 financial crisis destroyed leveraged real estate funds. TerraVault would have survived it — because there is no debt to default on.
We file a UCC-1 financing statement against every property acquired. This designates investors as secured creditors — with legal priority in any dispute or insolvency event. No competitor in tokenized real estate does this. You are not simply an LLC member. You are a secured creditor.
Eight to twelve board members, each with a minimum $1,000,000 personally invested. They earn no cash compensation — their return depends entirely on fund performance. They vote on every acquisition. Nothing enters the portfolio without IAB majority approval.
Seed investors hold membership in both TerraVault Fund (the properties) and MAREC LLC (the management company). You participate in rental income distributions AND management fee revenue. No other fund structure offers its investors both layers simultaneously.
Live portfolio dashboard. Per-property financials. Live cameras on renovations. Renovation milestone tracking. IAB vote transparency. You will have more real-time visibility into your TerraVault investment than you have into any stock in your portfolio.
A registered securities offering under Regulation D. Every investor verified as accredited before a dollar moves. Securities counsel at Greenberg Traurig with 50-state coverage. This is not a gray-area operation. It is full compliance from day one.
| Feature | TerraVault | RealT | Lofty | Public REIT |
|---|---|---|---|---|
| Debt-Free Acquisitions | Yes — 100% | No — mortgaged | Mixed | Typically leveraged |
| UCC-1 Secured Creditor | Yes — every property | No | No | No |
| Investor Governance | IAB binding votes | Platform decides | Token advisory | Corporate board |
| SEC Compliance | 506(c) — full | Gray area | Gray area | Yes |
| Minimum Investment | $50,000 | $50 | $50 | $2,500 |
| Liquidity Path | Secondary + OTC | Limited | Marketplace | Daily trading |
| Real-Time Property Visibility | Live cameras + dashboard | No | No | No |
| Dual Ownership (Fund + Mgmt) | Yes — seed investors | No | No | No |
| Current Platform Status | Seed Round Open | Liquidity crisis — rents suspended | Active | Varies |
RealT's current platform difficulties illustrate precisely the risk of leveraged acquisitions. TerraVault's debt-free structure eliminates this failure mode by design.
Complete accredited investor verification. Income $200K+ or net worth $1M+ excluding primary residence. Required by SEC Regulation D. Takes approximately ten minutes.
Review the Private Placement Memorandum. We recommend involving your attorney and CPA. Educated investors make better long-term partners. We will not rush this process.
Execute subscription documents via DocuSign. Wire funds to FDIC-insured escrow. Minimum $50,000. Funds returned in full if the round does not close.
$TRVA tokens issued to your wallet within five business days of funding confirmation. Full investor dashboard access begins immediately.
Quarterly distributions from rental income. Portfolio NAV updated with every appraisal. Live cameras active on renovation properties from day one of construction.
Geographic diversification is structural, not coincidental. Southeast cash flow. California cap rate opportunity. Washington State appreciation. Three economic drivers, not one.
Most funds provide one. We built five. Structural protection is not a marketing point — it is the architecture of the fund.
Not a digital promise. Real buildings on real land with real tenants. Every token represents a fraction of a physical asset.
No mortgage. No lender. No one can force a sale. The debt-free structure eliminates the primary failure mode of real estate investing.
Secured creditor status via UCC-1 filing on every acquisition. Legal priority in any insolvency or dispute. Publicly filed and verifiable.
Title insurance on every acquisition. Protection against fraud, undisclosed liens, and ownership disputes. Non-negotiable on every property.
506(c) compliance from day one. Every investor accredited before capital is accepted. Legal counsel in all 50 states. Full disclosure documentation.
"The Investment Advisory Board does not advise. It governs. Every member has invested a minimum of one million dollars of their own capital. They earn no salary and no fee. Their return depends entirely on the quality of every decision they make."— TerraVault Fund Charter, Article VII
Securities law, real estate law, and 506(c) compliance. Guards the legal integrity of every transaction and every disclosure.
Now RecruitingDevelopment, acquisitions, and property management. Evaluates every deal on fundamentals — location, cap rate, condition, and trajectory.
Now RecruitingTokenization architecture and smart contract security. Ensures the technology infrastructure matches the legal and compliance structure precisely.
Now RecruitingFund administration, tax strategy, and capital markets. Watches every number with personal capital on the line.
Now RecruitingInstitutional fundraising and investor relations. Builds the path from the $50M seed round to the $500M institution.
Now RecruitingExpert board with personal capital at stake controls every major decision. The fastest path to quality at scale.
Board retains operational authority. Token holders gain advisory votes on major strategic decisions.
Token holders govern through smart contract execution. The board becomes a standing advisory council.
We answer every question. The investors who ask the hardest questions become our best long-term partners.
No. The TRVA token is a digital certificate of real estate ownership — not a speculative digital asset. Your investment is backed dollar-for-dollar by physical real estate with appraised value. If blockchain technology disappeared tomorrow, you would still own your proportional interest in the properties. The blockchain functions as the ownership ledger — more efficient and transparent than paper, but the underlying asset is land and buildings.
Leverage amplifies returns — and amplifies failures. What destroyed leveraged real estate funds in 2008 was not that property values declined. It was that loan payments came due during the downturn, lenders refused to refinance, and funds were forced to sell at the worst possible moment. TerraVault has no lender. No margin call. No forced sale. In a market decline, we hold our properties, collect rent from our tenants, and wait for recovery. Real estate always recovers. The debt-free structure trades maximum upside for maximum resilience — a tradeoff many institutional investors consider appropriate.
A UCC-1 financing statement is a publicly recorded legal document that establishes a security interest in an asset. By filing UCC-1 statements against every property TerraVault acquires, investors are designated as secured creditors — meaning in any dispute or insolvency proceeding, investors have legal priority over unsecured claimants. Most tokenized real estate funds make investors LLC members with no special security interest. The UCC-1 puts investors at the front of the line. No competitor in this space files UCC-1 collateral statements as a matter of standard practice.
There is a 12-month lockup from investment date, which is standard for Regulation D 506(c) offerings. After the lockup period, investors have three exit options: (1) Secondary market — tokens can be listed and sold to other accredited investors through the TerraVault exchange; (2) Quarterly NAV redemption windows — redeem at net asset value during designated quarterly periods; (3) OTC desk — for positions over $50,000, our OTC desk matches large block trades directly with institutional buyers. This liquidity structure represents a meaningful improvement over traditional private real estate, which typically requires selling an entire asset to achieve any exit.
TerraVault is offered exclusively to verified accredited investors under SEC Regulation D, Rule 506(c). Accredited investor status requires one of the following: individual income exceeding $200,000 in each of the past two years with reasonable expectation of the same this year; joint income with a spouse exceeding $300,000 on the same basis; net worth exceeding $1,000,000 excluding the value of your primary residence; or an active Series 7, 65, or 82 securities license. All investors are independently verified before any capital is accepted.
Seed token price: $1.00 per TRVA. Minimum investment: $50,000. Target quarterly distributions: 4.3% cash-on-cash in Year 1, rising to 7.2% by Year 5 under base case assumptions. Management fee: paid to MAREC LLC by the fund on AUM — seed investors hold membership in MAREC, so they participate in this fee stream as well as property returns. No performance fee at seed stage. No placement agent (direct offering). Estimated expense ratio: 1.5% annually. Full economic disclosure is contained in the Private Placement Memorandum, available upon request and NDA execution.
Investors committing a minimum of $1,000,000 may apply for consideration for an Investment Advisory Board seat. Seats are not automatic — they require application, screening, and approval based on expertise. The board comprises 8-12 members across four disciplines: legal/regulatory, real estate, blockchain/technology, and finance/accounting. Board members receive no cash compensation and hold binding governance authority over all major fund decisions. The seat opportunity represents dual governance and investment participation not available at any subsequent round.
Complete the form to receive the investor information package, including the PPM executive summary and fund overview. A member of our team will contact you within one business day.
This is not an offer to sell securities. TerraVault tokens are offered pursuant to SEC Regulation D, Rule 506(c). Accredited investors only. Investment involves risk including possible loss of principal.